Insurance Regulatory and Development Authority of India (IRDAI)

IRDAI:
  • IRDA is an apex statutory body that regulates and develops insurance industry in India.
  • It was constituted as per provisions of Insurance Regulatory and Development Authority Act, 1999.
  • Its headquarter is in Hyderabad.
Functions of IRDA
  • Protect the rights of insurance policy holders.
  • Provide registration certification to life insurance companies
  • Renew, modify, cancel or suspend this registration certificate as and when appropriate; promote efficiency in conduct of insurance business
  • Promote and regulate professional organisations connected with insurance and reinsurance business; regulate investment of funds by insurance companies
  • Adjudication of disputes between insurers and intermediaries or insurance intermediaries.

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