Employees’ State Insurance (ESI) Scheme – UPSC Prelims

  • The ESI is an integrated measure of social Insurance embodied in the Employees’ State Insurance Act, 1948.
  • It is a multidimensional social system which provides socio-economic protection to the worker population and immediate dependent or family covered under the ESI scheme.
  • Coverage:
    • ESI Act applies to all factories and notified establishments located in implemented areas employing 10 or more persons and is applicable on employees drawing wages up to Rs 21,000 per month (Rs 25,000 for persons with disabilities).
    • It covers about 3.49 crore of family units of workers and provides cash benefits and medical facilities to 13.56 crore beneficiaries.
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